Your two-wheeler is about freedom and the HCSL two-wheeler insurance policy has been designed to set you free. Our comprehensive two-wheeler insurance policy provides hassle-free protection to your bike or scooter against physical damage, theft and third party liability.
Two wheeler insurance includes motorbike insurance, and scooter insurance. Two wheeler insurance offers various coverages and benefits that are considered as a boon for the two wheeler owners.
Buying a comprehensive two wheeler insurance policy is crucial for all two-wheeler owners. The insurance is meant for keeping the vehicle and owner secure against various damages caused by natural and man-made calamities, including acts of terrorism. If you own a two wheeler, buying this policy will help you keep protected from the impact of damages incurred due to personal accident, theft, third party liability and a lot more. It is important to keep your two-wheeler secure and the best way to do this is to get an appropriate insurance cover.
The Cover
Make sure you know what is covered in your two wheeler insurance policy before investing on one. The basic cover features for such plans include:
Loss or Damage to your Vehicle against Natural Calamities:
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Loss or Damage to your Vehicle against Man-made Calamities:
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Personal Accident Cover Coverage
The cover is offered under situations where the individual owner or driver of the vehicle mounts or dismounts from the two wheeler while driving or travelling. You can also get optional personal accident covers for co-passengers.
Third Party Legal Liability Protection
This is one of the most important cover facilities available for bike riders. The cover is available against legal liability due to accidental damages resulting in the permanent injury, death of a person, and damage caused to the surrounding property. It is crucial to understand the details of this cover via referring to the policy documents and reading the terms and conditions carefully.
Exclusions for Two Wheeler Insurance Policy
Value Added Add-on Covers:
Nil Deprecation:- A unique benefit for all Hero MotoCorp 2 wheeler customers
This is an add on cover for all HCSL Insurance Policies which allows no depreciation deduction from repair loss claims for replacement of damaged parts. This cover is applicable to all 2 wheelers insured on HCSL system.
Conditions
Claims
Return to Invoice
Hero corporate in association with its insurance partner launched an Innovative insurance cover for all hero Motocorp customers
Benefits
Underwriting Guidelines